Life Settlement Analyst is a comprehensive site full of information about life settlement – the process of selling an unneeded life insurance policy to a third party for a lump sum.

This was not something I’d ever heard about and I have to say that at first it sounds a little strange, but it makes sense for people over sixty five who own a good policy. Through life insurance settlement, they can sell their policy for a much greater value than would be offered by the company that they hold the life insurance policy with. Whoever they sell it to becomes the new beneficiary of the policy and is responsible for premium payments.

This is a relatively new market in the insurance industry and many people will not be familiar with this way of gaining a lump sum from an insurance policy, unless their financial adviser mentions it. This site is a great place to start with a number of life settlement information articles.